Federal Direct Student Loan 2017–2018 Interest Rates

Federal Direct Student Loans: The interest rate is calculated each year based on the 10-year Treasury Bill rate plus 2.05 percent (Undergraduate students) or 3.6 percent (Graduate/Professional students) and is capped at 8.25 percent for Undergraduate students and 9.5% for Graduate and Professional students. For Federal Direct Student Loans with a first disbursement date between July 1, 2017 and June 30, 2018, the following rates are fixed for the life of the loan:

Direct Subsidized Loans and Direct Unsubsidized Loans for Undergraduate Students


Direct Unsubsidized Loans for Graduate and Professional Students


Direct PLUS loans for Parents of Undergraduate Students and Direct PLUS Loans for Graduate / Professional Students


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